Platform
Barbon OS Platform
A modular insurance operating system where every component shares the same data platform, identity layer, and AI engine.
Platform
One platform.
Every insurance function.
Barbon OS is a modular operating system for insurance companies. Each module works independently, or together — sharing the same data platform, the same identity layer, and the same AI engine.
Policy Administration
Full lifecycle management — quote, bind, endorse, renew, and cancel across all lines of business.
Claims Management
End-to-end claims processing with automated workflows, reserve management, and adjuster tools.
Underwriting Workbench
Structured risk assessment, pricing tools, and approval workflows for underwriting teams.
CRM
Customer relationship management built specifically for insurance — policies, history, and communications.
Broker Portal
A dedicated portal for brokers to quote, submit business, and track commissions in real time.
Agency Portal
Agency management with performance dashboards, policy access, and revenue tracking.
Customer Portal
Self-service portal for policyholders — view coverage, file claims, make payments, download documents.
Payments
Premium collection, instalment plans, refunds, and reconciliation — integrated with major payment rails.
Analytics
Business intelligence dashboards with portfolio analysis, loss ratios, and regulatory reporting.
Document Management
Centralised document store with AI extraction, version control, and compliant archival.
Integrations
Connect to any third-party system via REST APIs, webhooks, and a growing library of pre-built connectors.
AI Engine
Fraud detection, document intelligence, risk scoring, and natural language query across your data.
Compliance
Regulatory reporting, audit trails, data residency controls, and jurisdiction-specific rule engines.
Security
Role-based access, MFA, SSO, zero-trust architecture, and enterprise-grade encryption at rest and in transit.
Capabilities
Everything your team needs.
Nothing they don't.
Barbon OS ships with the capabilities that enterprise insurance operations require — and the discipline to not ship what they don't.
Cloud Native
Built on modern cloud infrastructure with auto-scaling, multi-region failover, and zero-downtime deployments.
API First
Every function is accessible via REST API. Build custom workflows or connect to your existing tech stack.
AI Powered
Insurance-specific AI models embedded across underwriting, claims, fraud detection, and document processing.
Compliance Ready
Jurisdiction-specific rule engines, regulatory reporting, and audit trails built into every workflow.
Secure by Design
Zero-trust architecture, encryption at rest and in transit, with enterprise identity management from day one.
Full Audit Trails
Every action logged, timestamped, and attributed — providing complete accountability across all operations.
Role-Based Access
Granular permissions at the field level. Define exactly what each role can see, do, and approve.
Document Automation
Generate policy documents, certificates, endorsements, and schedules automatically from structured data.
Fraud Detection
Machine learning models trained on insurance fraud patterns score every claim before adjuster review.
Workflow Automation
Visual workflow builder for approvals, escalations, notifications, and business process automation.
Reporting
Scheduled and on-demand reports for regulators, management, actuaries, and reinsurers — in standard formats.
Analytics
Real-time portfolio analytics — loss ratios, premium trends, retention rates, and exposure concentration.
Multi-Branch
Manage multiple branches, regional offices, and business units from a single platform with consolidated reporting.
Multi-Company
Run separate insurance entities on one platform — each with independent books, teams, and compliance rules.
Real-Time Insights
Live operational dashboards with millisecond data freshness — no ETL delay, no stale reports.
Integrations
Pre-built connectors for payment processors, banks, identity providers, reinsurers, and government registries.
Integrations
Connects to everything
you already use.
Barbon OS is API-first by design. Connect to payment processors, government registries, identity providers, AI models, and your existing enterprise stack — without custom development.
Payments
- Stripe
- Flutterwave
- Paystack
- M-Pesa
- Interswitch
Banking
- Open Banking APIs
- Bank Statement Fetch
- Direct Debit
- SWIFT
SMS & Messaging
- Twilio
- Africa's Talking
- Termii
- Bulk SMS
- SendGrid
- Mailgun
- Amazon SES
- Custom SMTP
- WhatsApp Business API
- Meta Cloud API
- Twilio WhatsApp
Identity & KYC
- Smile Identity
- Onfido
- Jumio
- Government ID APIs
Accounting
- Sage
- QuickBooks
- Xero
- Dynamics 365
CRM
- Salesforce
- HubSpot
- Zoho CRM
- Custom CRM
ERP
- SAP
- Oracle
- Microsoft Dynamics
- NetSuite
Government
- NHIA
- NAICOM
- IRA
- Insurance Registries
AI Models
- OpenAI
- Anthropic
- Google Vertex
- Custom Models
REST APIs
- Full REST API
- OpenAPI 3.0 Spec
- OAuth 2.0
- API Keys
Webhooks
- Event-driven hooks
- Retry logic
- Signature verification
- Log viewer
SDKs
- JavaScript / TypeScript
- Python
- PHP
- Mobile SDKs
Get Started
Ready to build your
insurance operation on Barbon OS?
Talk to our team. We'll understand your operation, walk you through a live environment, and help you determine the right configuration for your business.
We respond to all demo requests within one business day.